NOT A HEALTH INSURANCE PLAN
Our plans are not health insurance plans but cancer plans that cover the indirect costs of living with cancer. You don't have to have health insurance to enroll in a plan, either.
WE COVER THE EXPENSES AFTER HEALTH INSURANCE
Cancer Insurance plans cover the costs a person will face when battling cancer, providing cash for expenses such as copays, bills, specialists visits, and time off work.
THE MAN WHO INSPIRED US
Richard and I worked together for 20 years. He left work early one weekend to ride his motorcycle in the mountains of Western North Carolina. He slipped off the road and down a gorge. It took rescue crews two days to reach him - completely paralyzed.
My company kept him on the payroll for 2 years, preserving his medical insurance and providing income for his family.
Not everyone has a Tom behind them, but everyone has the chance of getting cancer, or having a heart attack or a catastrophic accident like Richard.
My purpose in life is to reach as many people as I can before they leave for vacation on Friday and come home a paraplegic, or go to the doctor for a routine mammogram and find out they have cancer, or learn their loved one has heart disease.
Tom Stevenson, Founder & Insurance Provider
AND WE'LL REFUND ALL PREMIUMS AFTER 25 YEARS IF YOU DON'T.
CANCER INSURANCE IS DIFFERENT FROM HEALTH INSURANCE
Cancer is an expensive disease. The average yearly cost for cancer in the United States exceeds $226 billion, or $100,000 per patient each. This doesn't even take into consideration the costs of daily life, copays, and bills that health insurance doesn't cover.
MANY FAMILIES TRY TO MEET THESE EXPENSES
by using up their savings, or selling assets. We provide money for these costs so that you can keep your retirement fund and your house.
WE WILL PROTECT YOUR FAMILY, ASSETS, AND FUTURE.
Our Cancer Insurance has you covered where Health Insurance does not, providing cash for daily life expenses, copayments, bills, and deductibles. How you use the money is up to you. By providing a source of income during cancer treatment, we help you maintain your lifestyle.
DAILY COSTS CONTINUE DURING ILLNESS. THAT'S WHERE WE COME IN.
THERE FOR YOU WHEN CRISIS STRIKES
WE PROVIDE EMERGENCY FINANCIAL SUPPORT.
Our insurance plans pay out for time taken off of work, supplemental income for unexpected pharmacy and health bills, and coverage for your deductible.
LOW PREMIUMS WITH LARGE CHECKS.
We provide cash for every month missed from work. For every night in a hospital bed. For every radiation appointment. For when you need it most.
WE REFUND ALL PREMIUMS AFTER 25 YEARS.
If you don't use your insurance, after 25 years, we refund all of your premium payments. Yes, all of them.
IF YOU HAVE ALREADY HAVE CANCER,
We pair your with cancer support groups for financial and medical aid. Your family can sign up for cancer insurance plans at any time.
MONTHLY PREMIUMS AS LOW AS
$47.50
PAYOUT FOR HOSPITAL STAY
$800 / night*
Radiation Treatment
up to $480.00 per day
What you get with your plan
We never change premiums due to age or claims. Benefits are paid directly to you, to use any way you see fit. Claim payments can be directly deposited to your bank account.
Coverage is guaranteed renewable for life as long as premiums are paid on time. Only you can cancel.
Unlike our competitors, there are no lifetime limits with our insurance policies and we also offer full premium returns if you don't use your plan after 25 years.
Don't be without coverage
TREATMENT AND FINANCIAL AID FOR PATIENTS
OUR MEDICAL PARTNERS ARE COMPASSIONATE EXPERTS.
We've done the research and approved only the best cancer support programs for Richard's World.
FINANCIAL AID FOR ALL PATIENTS.
We work with varied financial aid groups to ensure each patient gets the most out of our available resources.
LET US DO THE WORK FOR YOU.
Don't worry yourself sick while getting care. We want you to focus on your health. We'll get you the support and communities you need.
WE PAIR YOU WITH FINANCIAL AID & SUPPORT PROGRAMS
We connect patients to support groups in their area, including specialists, low-cost outpatient care, and more.
OUR PARTNERS
50 in USA | $100's of thousands saved
700 patients helped by Richard's World
OUR FINANCIAL AID PARTNERS
7000 helped in 2017 | $100's of thousands donated
50 partners in the USA | 20 specialists
CONTACT US
STROKE, HEART ATTACK, & HEART DISEASE CAUSE 1 OUT OF 3 DEATHS IN THE US
WE OFFER COVERAGE FOR ALL FAMILIES.
Everyone, including cancer patients, can sign up for our heart insurance plans.
CANCER PATIENTS HAVE HIGHER RISK OF HEART DISEASE.
Cancer patients are at higher risk of heart disease due to radiation treatment.
WE OFFER PROTECTION AND SUPPORT.
Our Heart Plans start as low as $25 / month and cover the indirect costs of cardiac illness. We refund all premiums after 25 years if you never use your plan.
DAILY LIFE COSTS CONTINUE DURING ILLNESS. THAT'S WHERE WE COME IN.
MONTHLY PREMIUMS AS LOW AS
$50.00
PAYOUT FOR SURGERY
$24,000*
PAYOUT FOR HOSPITAL STAY
$800 / day*
What you get with your heart plan
We never change premiums due to age or claims. Benefits are paid directly to you, to use any way you see fit. Claim payments can be directly deposited to your bank account.
Coverage is guaranteed renewable for life as long as premiums are paid on time. Only you can cancel.
Unlike our competitors, there are no lifetime limits with our insurance policies and we also offer full premium returns if you don't use your plan after 25 years.
PROTECT YOUR FAMILY FROM UNEXPECTED COSTS WITH ICU INSURANCE
PREMIUMS STARTING AT
$25.00 / month
FOR CASH COVERAGE UP TO
$100,000 / year
We provide money to cover the indirect costs of emergencies such as time off work, medical travel, deductibles and more.
We never change premiums due to age or claims. Benefits are paid directly to you, to use any way you see fit. Coverage is guaranteed renewable for life as long as premiums are paid on time. Only you can cancel. Unlike our competitors, there are no lifetime limits on our insurance policies and we also offer full premium returns if you don't use your plan after 25 years.
CALL, EMAIL, OR USE THE FORM BELOW TO GET STARTED
Richard's World provides protection and support for families in any stage of health through Cancer, Heart, and Intensive Care Unit insurance plans and outreach programs.
